Business Purpose Capital
Factoring
Factoring is not a conventional loan. It is a receivables based structure where eligible invoices may be sold to improve cash flow timing. It can be useful when a business has creditworthy customers but waits too long to collect on invoices.
Common uses
Where factoring may fit.
Common uses
- Cash flow timing
- Payroll support
- Supplier payments
- Growth tied to receivables
- Contract fulfillment
What goes into a review
- Invoice quality
- Customer creditworthiness
- Aging reports
- Payment history
- Dilution risk
- Concentration
- Business documentation
Our advisory role
We help borrowers understand whether the receivables profile may be appropriate and what documentation is typically needed for review.